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  • Fire typically conjures images of chaos and destruction, however, most forests rely on controlled fires to reduce dense underbrush, restore nutrients to the soil, and provide important wildlife habitat. Over the past 100 years, legislation has taken a strong position to suppress controlled burns due to the risks wildfires pose to communities. Unfortunately, this policy has resulted in overly-dense conditions in many forests. Without controlled fire, forests become less resilient which creates the potential for massive greenhouse gas emissions when catastrophic wildfires do occur.
  • Why Controlled Burn?

    Prescribed Burn Insurance is relatively new to the insurance market. Prescribed Burn Liability Coverage was created to provide private landowners the ability to conduct a prescribed burn on their property. Controlled burning, typically deliberately ignited, consists of burning woodlands under controlled conditions and according to applicable laws. The purpose is to clear thin dense vegetation and in some cases stimulate new tree growth. Landowners planning controlled burns should develop plans to address any risks associated with the burn, including a plan for controlling fires that spread outside of their intended areas.

    Politics of Prescribed Burning

    While positive in many regards, public sentiments about the risk of wildfires are strong and controlled burning can be viewed as a threat. Because of this, policies may be put in place to restrict controlled burning. Even further, smoke management and air quality concerns with prescribed burning often encourage policies to restrict its use for air quality and safety reasons. When planned well, the execution of a successful burn should be a smooth process. As long as policy encourages establishment of quality, science-based standards for insurance and controleld liability coverage that allow the safe application or controlled burn.

    Master Policies and Certification

    Additionally, master policies can be issued to consultant foresters who burn for multiple landowners. All certified or graduate foresters can apply for our commercial general liability insurance. Typical forester’s special liability insurance is available with limits up to $1,000,000 and can often times be tax deductible. The forester’s special liability coverage include environmental, prescribed burn liability, and professional errors and omissions. for those looking to become a controlled burn manager requires a course consisting of general fire training and specialized training for the region in which the person is certified.